{"id":14178,"date":"2023-12-21T11:05:02","date_gmt":"2023-12-21T11:05:02","guid":{"rendered":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2023\/12\/21\/merkez-bankasindan-kredi-karti-faiz-oranlari-hakkinda-yeni-karar\/"},"modified":"2023-12-21T11:05:02","modified_gmt":"2023-12-21T11:05:02","slug":"merkez-bankasindan-kredi-karti-faiz-oranlari-hakkinda-yeni-karar","status":"publish","type":"post","link":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2023\/12\/21\/merkez-bankasindan-kredi-karti-faiz-oranlari-hakkinda-yeni-karar\/","title":{"rendered":"Merkez Bankas\u0131\u2019ndan kredi kart\u0131 faiz oranlar\u0131 hakk\u0131nda yeni karar!"},"content":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Para Politikas\u0131 Kurulu Aral\u0131k ay\u0131 faiz karar\u0131 ile birlikte, Kredi Kart\u0131 Azami Faiz Oranlar\u0131na \u0130li\u015fkin Bas\u0131n Duyurusu\u00a0yay\u0131nlad\u0131. Buna g\u00f6re; <strong>Kredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131nda de\u011fi\u015fiklik olmayacak<\/strong>.<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/rotaborsa.com\/wp-content\/uploads\/2023\/09\/hafize-gaye-erkan-large.jpg\" alt=\"Merkez Bankas\u0131'ndan kredi kart\u0131 faiz oranlar\u0131 hakk\u0131nda yeni karar! HABERLER, Ekonomi Haberleri, G\u00fcndemdekiler, Piyasa Haberleri Rota Borsa\" class=\"wp-image-56650\" title=\"Merkez Bankas\u0131'ndan kredi kart\u0131 faiz oranlar\u0131 hakk\u0131nda yeni karar! 10 HABERLER, Ekonomi Haberleri, G\u00fcndemdekiler, Piyasa Haberleri Rota Borsa\" \/><\/figure>\n<p>TCMB Para Politikas\u0131 Kurulu, Hafize Gaye Erkan ba\u015fkanl\u0131\u011f\u0131ndaki alt\u0131nc\u0131 toplant\u0131s\u0131nda, bir hafta vadeli repo faiz oran\u0131n\u0131 piyasa beklentilerine paralel @.00 seviyesinden B.50 seviyesine y\u00fckseltti. Faiz karar\u0131 sonras\u0131 Kredi Kart\u0131 Azami Faiz Oranlar\u0131na \u0130li\u015fkin Bas\u0131n Duyurusu\u00a0yay\u0131nlayan TCMB \u015fu ifadeleri kulland\u0131;<\/p>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Kredi kart\u0131 azami faiz ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131n\u0131n mevcut seviyelerinin \u00fczerine \u00e7\u0131kmamas\u0131na y\u00f6nelik olarak referans orana \u00fcst s\u0131n\u0131r getirilmi\u015ftir.<\/p>\n<div class=\"kanews-banner kanews-banner-single\">\n<div style=\"min-height:280px\" data-empower-zone=\"159899\" class=\"empower-ad\"><\/div>\n<\/div>\n<p>Referans oran\u0131n mevcut seviyesi 3,11 \u00fcst s\u0131n\u0131r olarak belirlenmi\u015f, bu seviyenin alt\u0131ndaki oranlar i\u00e7in mevcut hesaplama y\u00f6nteminde bir de\u011fi\u015fiklik yap\u0131lmam\u0131\u015ft\u0131r.\u00a0<\/p>\n<p>Bu kapsamda kredi kart\u0131 azami faiz ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131 i\u00e7in en son ilan edilen oranlarda bir art\u0131\u015f olmayacakt\u0131r.<\/p>\n<p>Kredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015fyerlerine uygulanacak azami komisyon oranlar\u0131n\u0131n hesaplanmas\u0131nda kullan\u0131lan referans oran, Bankalarca Ticari M\u00fc\u015fterilerden Al\u0131nabilecek \u00dccretlere \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Tebli\u011f (Say\u0131: 2020\/4) kapsam\u0131nda belirlenen y\u00f6ntem ile hesaplanarak ilan edilmektedir.<\/p>\n<p>Referans oran, 32-45 g\u00fcn vadeli T\u00fcrk liras\u0131 mevduata bankalar\u0131n uygulad\u0131klar\u0131 a\u011f\u0131rl\u0131kl\u0131 ortalama ak\u0131m faiz oran\u0131 ile politika faiz oran\u0131n\u0131n y\u00fczde on fazlas\u0131n\u0131n d\u00fc\u015f\u00fck olan\u0131 dikkate al\u0131narak hesaplanmaktad\u0131r.\u00a0<\/p>\n<p>Kamuoyunun bilgisine sunulur.<\/p>\n<\/blockquote>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"uP6j6NwGYy\"><p><a href=\"https:\/\/rotaborsa.com\/kontrolmatik-kontr-yeni-sozlesme-acikladi-4\/\">Kontrolmatik (KONTR) yeni s\u00f6zle\u015fme a\u00e7\u0131klad\u0131!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"5O9h1t1paz\"><p><a href=\"https:\/\/rotaborsa.com\/petkim-petkm-hisse-hedef-fiyat-2024-hedef-fiyat-yukseldi\/\">Petkim (PETKM) hisse hedef fiyat 2024!\u00a0Hedef fiyat y\u00fckseldi!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>Kardemir Hedef fiyat<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"tMHdD0YZA1\"><p><a href=\"https:\/\/rotaborsa.com\/kardemir-d-krdmd-hisse-hedef-fiyat-2024-7\/\">Kardemir D (KRDMD) hisse hedef fiyat 2024!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>FROTO hedef fiyat<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"PzBLHRtiWF\"><p><a href=\"https:\/\/rotaborsa.com\/ford-otomotiv-froto-hisse-hedef-fiyat-2024-8\/\">Ford Otomotiv (FROTO) hisse hedef fiyat 2024!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>KOZAL hedef fiyat<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"udy7cIZPoE\"><p><a href=\"https:\/\/rotaborsa.com\/koza-altin-isletmeleri-kozal-hisse-hedef-fiyat-2024-5\/\">Koza Alt\u0131n \u0130\u015fletmeleri (KOZAL) hisse hedef fiyat 2024!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>BOFA ald\u0131\u011f\u0131 hisseler<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"5pgI1kYNrb\"><p><a href=\"https:\/\/rotaborsa.com\/borsada-bank-of-america-22-milyar-tl-islem-hacmi-yapti-iste-bofanin-en-cok-aldigi-hisseler\/\">Borsada Bank of America 22 milyar TL i\u015flem hacmi yapt\u0131! \u0130\u015fte BOFA\u2019n\u0131n en \u00e7ok ald\u0131\u011f\u0131 hisseler<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>EKOS halka arz\u0131 hakk\u0131nda a\u00e7\u0131klama<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"DPDFfoMhbh\"><p><a href=\"https:\/\/rotaborsa.com\/deniz-yatirimdan-ekos-elektrik-halka-arzi-hakkinda-aciklama\/\">Deniz Yat\u0131r\u0131m\u2019dan Ekos Elektrik halka arz\u0131 hakk\u0131nda a\u00e7\u0131klama<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>ODA\u015e temett\u00fc karar\u0131n\u0131 a\u00e7\u0131klad\u0131!<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"xhg5sUnbi5\"><p><a href=\"https:\/\/rotaborsa.com\/odas-elektrik-odas-temettu-kararini-acikladi\/\">Oda\u015f Elektrik (ODAS) temett\u00fc karar\u0131n\u0131 a\u00e7\u0131klad\u0131!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p><strong>T\u00fcpra\u015f hedef fiyat<\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Secj69IwAe\"><p><a href=\"https:\/\/rotaborsa.com\/tupras-tuprs-hisse-hedef-fiyat-2024-hedef-fiyat-yukseldi\/\">T\u00fcpra\u015f (TUPRS) hisse hedef fiyat 2024! Hedef fiyat y\u00fckseldi!<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Para Politikas\u0131 Kurulu Aral\u0131k ay\u0131 faiz karar\u0131 ile birlikte, Kredi Kart\u0131 Azami Faiz Oranlar\u0131na \u0130li\u015fkin Bas\u0131n Duyurusu\u00a0yay\u0131nlad\u0131. Buna g\u00f6re; Kredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131nda de\u011fi\u015fiklik olmayacak. TCMB Para Politikas\u0131 Kurulu, Hafize Gaye Erkan ba\u015fkanl\u0131\u011f\u0131ndaki alt\u0131nc\u0131 toplant\u0131s\u0131nda, bir hafta vadeli repo faiz oran\u0131n\u0131 piyasa beklentilerine [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14179,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-14178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borsa-haberleri"],"_links":{"self":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/14178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/comments?post=14178"}],"version-history":[{"count":0,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/14178\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media\/14179"}],"wp:attachment":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media?parent=14178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/categories?post=14178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/tags?post=14178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}