{"id":38960,"date":"2025-02-01T09:32:51","date_gmt":"2025-02-01T09:32:51","guid":{"rendered":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2025\/02\/01\/yapi-kredi-ykbnk-2024-4-ceyrek-bilanco-yorumu\/"},"modified":"2025-02-01T09:32:51","modified_gmt":"2025-02-01T09:32:51","slug":"yapi-kredi-ykbnk-2024-4-ceyrek-bilanco-yorumu","status":"publish","type":"post","link":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2025\/02\/01\/yapi-kredi-ykbnk-2024-4-ceyrek-bilanco-yorumu\/","title":{"rendered":"Yap\u0131 Kredi (YKBNK) 2024 4. \u00e7eyrek bilan\u00e7o yorumu"},"content":{"rendered":"

Yap\u0131 ve Kredi Bankas\u0131 A.\u015e.\u00a0(YKBNK) 2024 y\u0131l\u0131 4. \u00e7eyrek finansal sonu\u00e7lar\u0131 kamuya a\u00e7\u0131kland\u0131. Bilan\u00e7o sonras\u0131 \u015eirketin finansal tablolar\u0131 i\u00e7in de\u011ferlendirme, \u0130nfo Yat\u0131r\u0131m Menkul De\u011ferler A.\u015e.\u2019den geldi. Kurum de\u011ferlendirmesinde \u015fu ifadeleri kulland\u0131;<\/p>\n

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Yap\u0131 ve Kredi Bankas\u0131 A.\u015e.\u00a0hisse haberleri<\/h2>\n

Buna g\u00f6re \u0130nfo Yat\u0131r\u0131m de\u011ferlendirmesi \u015fu \u015fekilde;<\/p>\n

Yap\u0131 Kredi 2024 y\u0131l\u0131 son \u00e7eyre\u011finde ge\u00e7en y\u0131l\u0131n ayn\u0131 \u00e7eyre\u011fine e,8 d\u00fc\u015f\u00fc\u015f ile beklentilerilerin az \u00fczerinde 6,6 milyar TL net kar a\u00e7\u0131klad\u0131. Y\u0131ll\u0131k bazda bak\u0131ld\u0131\u011f\u0131nda ise net kar rakam\u0131 W d\u00fc\u015f\u00fc\u015fle 29,0 milyar TL oldu. Banka 2024 y\u0131l\u0131n\u0131 ,8 \u00f6zkaynak karl\u0131l\u0131\u011f\u0131 ile tamamlarken, aktif karl\u0131l\u0131\u011f\u0131 ise %1,3 olarak ger\u00e7ekle\u015fti.<\/p>\n

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<\/div>\n<\/div>\n

Bankan\u0131n TL kredi b\u00fcy\u00fcmesi y\u0131ll\u0131k bazda 1 olurken, konsolide YP kredi b\u00fcy\u00fcmesi 2 oldu. B\u00f6ylelikle TL kredi b\u00fcy\u00fckl\u00fc\u011f\u00fc 812 milyar TL\u2019ye ula\u015f\u0131rken, konsolider YP krediler 12,1 milyar USD olarak ger\u00e7ekle\u015fti. \u00c7eyreklik TL kredi getirisi ise ise ge\u00e7en y\u0131la g\u00f6re 12,2 puan iyile\u015fme ile H,2 oldu. TL kredilerin U\u2019i perakende(bireysel ve kobi) kredilerden olu\u015furken, E\u2019i kurumsal ve ticari kredilerden olu\u015ftu.<\/p>\n

TL m\u00fc\u015fteri mevduatlar\u0131 y\u0131ll\u0131k bazda ‘ art\u0131\u015f g\u00f6stererek 786 milyar TL, YP m\u00fc\u015fteri mevduatlar\u0131 ise y\u0131ll\u0131k bazda %2 art\u0131\u015fla 15,9 milyar dolar olarak ger\u00e7ekle\u015fti. 2024 BDDK finansal sonu\u00e7lar\u0131 a\u00e7\u0131klanan rakipler aras\u0131nda; TL mevduat maliyetinde en d\u00fc\u015f\u00fck maliyetle(3,7) \u00f6ne \u00e7\u0131kan kurum, en y\u00fcksek vadesiz mevduat pay\u0131na(D) sahip oldu. TL vadesiz mevduatta ise yine ‘\u2019lik pay ile en y\u00fcksek TL vadesiz mevduat pay\u0131na sahip banka konumuna geldi. 216 milyar TL vadesiz mevduat bakiyesi bulunurken, y\u0131ll\u0131k bazda 608 bps iyile\u015fme g\u00f6sterildi. Burada bireyselden kaynakl\u0131 d\u2019l\u00fck art\u0131\u015f etkili oldu.<\/p>\n

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Y\u0131ll\u0131k bazda k\u00fcm\u00fcle net faiz marj\u0131 %0,73 olurken, y\u0131l sonu net faiz marj\u0131 ~%2 olarak ger\u00e7ekle\u015fti. Net \u00fccret<\/p>\n","protected":false},"excerpt":{"rendered":"

Yap\u0131 ve Kredi Bankas\u0131 A.\u015e.\u00a0(YKBNK) 2024 y\u0131l\u0131 4. \u00e7eyrek finansal sonu\u00e7lar\u0131 kamuya a\u00e7\u0131kland\u0131. Bilan\u00e7o sonras\u0131 \u015eirketin finansal tablolar\u0131 i\u00e7in de\u011ferlendirme, \u0130nfo Yat\u0131r\u0131m Menkul De\u011ferler A.\u015e.\u2019den geldi. Kurum de\u011ferlendirmesinde \u015fu ifadeleri kulland\u0131; Yap\u0131 ve Kredi Bankas\u0131 A.\u015e.\u00a0hisse haberleri Buna g\u00f6re \u0130nfo Yat\u0131r\u0131m de\u011ferlendirmesi \u015fu \u015fekilde; Yap\u0131 Kredi 2024 y\u0131l\u0131 son \u00e7eyre\u011finde ge\u00e7en y\u0131l\u0131n ayn\u0131 \u00e7eyre\u011fine e,8 […]<\/p>\n","protected":false},"author":1,"featured_media":38961,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-38960","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borsa-haberleri"],"_links":{"self":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/38960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/comments?post=38960"}],"version-history":[{"count":0,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/38960\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media\/38961"}],"wp:attachment":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media?parent=38960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/categories?post=38960"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/tags?post=38960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}