{"id":57468,"date":"2026-01-23T08:43:17","date_gmt":"2026-01-23T08:43:17","guid":{"rendered":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2026\/01\/23\/turkiye-is-bankasi-isctr-hisseleri-2026-yilinda-bu-rakami-gorebilir\/"},"modified":"2026-01-23T08:43:17","modified_gmt":"2026-01-23T08:43:17","slug":"turkiye-is-bankasi-isctr-hisseleri-2026-yilinda-bu-rakami-gorebilir","status":"publish","type":"post","link":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2026\/01\/23\/turkiye-is-bankasi-isctr-hisseleri-2026-yilinda-bu-rakami-gorebilir\/","title":{"rendered":"T\u00fcrkiye \u0130\u015f Bankas\u0131 (ISCTR) hisseleri 2026 y\u0131l\u0131nda bu rakam\u0131 g\u00f6rebilir"},"content":{"rendered":"

T\u00fcrkiye \u0130\u015f Bankas\u0131 A.\u015e.\u00a0(ISCTR) hisseleri i\u00e7in arac\u0131 kurumlar\u0131n\u00a0hedef fiyat<\/a>\u00a0a\u00e7\u0131klamalar\u0131 deam ediyor. 23 Ocak g\u00fcn\u00fc 2026 Strateji Raporunu yay\u0131nlayan bir arac\u0131 kurum, ISCTR hisse senedi i\u00e7in g\u00fcncellenen hedef fiyat\u0131n\u0131 payla\u015ft\u0131.<\/p>\n

\"T\u00fcrkiye<\/figure>\n

Hedef fiyat haberleri \u2013 ISCTR hisse yorumu<\/h2>\n

Raporda \u015fu ifadeler kullan\u0131ld\u0131; \u201cCam sekt\u00f6r\u00fcndeki zay\u0131fl\u0131k, hisse senedi fiyat\u0131n\u0131 bask\u0131layabilir. \u0130\u015f Bankas\u0131, i\u015ftirakleri holding \u00e7at\u0131s\u0131 alt\u0131nda toplama plan\u0131n\u0131n sonu\u00e7suz kalmas\u0131 ve i\u015ftiraki \u015ei\u015fecam\u2019\u0131n sekt\u00f6r\u00fcndeki d\u00f6ng\u00fcsel zay\u0131fl\u0131k nedeniyle, son iki y\u0131lda en k\u00f6t\u00fc performans\u0131 g\u00f6steren banka hissesi oldu. Olumlu y\u00f6nden bak\u0131ld\u0131\u011f\u0131nda, swap ve repo a\u011f\u0131rl\u0131kl\u0131 fonlama yap\u0131s\u0131, faiz indirimi d\u00f6ng\u00fcs\u00fc s\u0131ras\u0131nda net faiz marj\u0131 art\u0131\u015f\u0131nda avantaj sa\u011flayabilir. Bununla birlikte, KOB\u0130 kredi a\u011f\u0131rl\u0131\u011f\u0131 kar\u015f\u0131l\u0131k bask\u0131s\u0131 getirebilir. Ayr\u0131ca \u015ei\u015fecam\u2019\u0131n performans\u0131na ba\u011fl\u0131 olarak risk i\u015ftah\u0131 d\u00fc\u015f\u00fck seyredebilir. Risk i\u015ftah\u0131, net faiz marj\u0131n\u0131n toparlanmas\u0131yla artabilir. Net faiz gelirinde ve komisyon gelirlerinde g\u00fc\u00e7l\u00fc art\u0131\u015flara ra\u011fmen son \u00e7eyre\u011fe y\u0131\u011f\u0131lan faaliyet giderleri nedeniyle \u0130\u015f Bankas\u0131n\u0131n 4\u00c725 net k\u00e2r art\u0131\u015f\u0131n\u0131n s\u0131n\u0131rl\u0131 kalmas\u0131n\u0131 ve bankan\u0131n 2025 y\u0131l\u0131n\u0131 \u00f6z kaynak getirisi (i\u015ftirak de\u011fer art\u0131\u015f\u0131ndan ar\u0131nd\u0131r\u0131lm\u0131\u015f maddi \u00f6z kaynak getirisi: ) ile tamamlamas\u0131n\u0131 bekliyoruz. Ayr\u0131ca vergi d\u00fczenlemesi ve 200 baz puan\u0131n \u00fczerinde seyreden kredi risk maliyeti de k\u00e2rl\u0131l\u011f\u0131 bask\u0131lad\u0131. Buna kar\u015f\u0131l\u0131k bankan\u0131n net faiz marj\u0131nda rakiplerinden daha g\u00fc\u00e7l\u00fc \u00e7eyreklik geni\u015flemenin devam etmesiyle 2026 ve 2027 y\u0131llar\u0131nda \u00f6z sermaye getirisinin & civar\u0131nda istikrar sa\u011flayaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyoruz (maddi \u00f6z sermaye getirisi 0\u2019a yak\u0131n) Faaliyet giderleri yukar\u0131 y\u00f6nl\u00fc bir risk olu\u015fturabilir. Emeklilik s\u00fcre\u00e7lerinin h\u0131zlanmas\u0131 ve yeni i\u015fe al\u0131mlarla bankan\u0131n maliyet etkinli\u011fine odaklanmas\u0131, 2025\/9\u2019da y\u0131ll\u0131k faaliyet giderlerinin y\u0131ll\u0131k sadece $ artmas\u0131na olanak sa\u011flad\u0131.<\/p>\n

Son \u00e7eyrekte bir miktar h\u0131zlanmaya ra\u011fmen 2025\u2019te y\u0131ll\u0131k art\u0131\u015f\u0131n 2 olaca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcyoruz (ortalama enflasyon 5). Ancak, 2026\u2019dan itibaren faaliyet gideri art\u0131\u015f\u0131 enflasyonun \u00fczerinde ger\u00e7ekle\u015fip di\u011fer bankalara yakla\u015fabilir. Kar\u015f\u0131l\u0131k ay\u0131rma politikas\u0131nda muhafazakar yakla\u015f\u0131m olumlu. Sekt\u00f6re g\u00f6re, \u0130\u015f Bankas\u0131n\u0131n 2025\/9\u2019da net sorunlu kredi intikal oran\u0131 d\u00fc\u015f\u00fckt\u00fc. Banka %2,9\u2019luk sorunlu kredi oran\u0131yla en d\u00fc\u015f\u00fck rasyoya sahip oldu. Sorunlu kredi oran\u0131n\u0131n g\u00f6rece d\u00fc\u015f\u00fck kalmas\u0131, teminats\u0131z kredilerin (kredi kart\u0131 ve t\u00fcketici kredileri) toplam i\u00e7inde rakiplere g\u00f6re daha az pay almas\u0131ndan olumlu etkilenmektedir. Ayr\u0131ca \u0130\u015f Bankas\u0131 hem II. a\u015fama hem de III. a\u015fama riskli krediler i\u00e7in oransal olarak y\u00fcksek teminatlara sahiptir. Bankan\u0131n kredi risk maliyeti 2025\/9\u2019da 209 baz puan oldu. Bu oran\u0131n 2025, 2026 ve 2027 i\u00e7in s\u0131ras\u0131yla 218 baz puan\/200 baz puan\/175 baz puan ile emsallerin \u00fczerinde kalmaya devam edece\u011fini \u00f6ng\u00f6r\u00fcyoruz.\u201d<\/p>\n

\n
<\/div>\n<\/div>\n

ISCTR hisse hedef fiyat 2026<\/h2>\n

\u0130\u015fte arac\u0131 kurumlar\u0131n T\u00fcrkiye \u0130\u015f Bankas\u0131 i\u00e7in belirledi\u011fi hedef fiyat ve tavsiyesi;\u00a0Not:<\/em><\/strong>\u00a0Arac\u0131 kurumlar\u0131n a\u00e7\u0131klad\u0131\u011f\u0131 hedef fiyatlar 12 ayl\u0131kt\u0131r ve ger\u00e7ekle\u015fme garantisi yoktur ancak s\u00f6z konusu beklentiler uzman analistler taraf\u0131ndan finansal tablo analizleri sonucu ortaya koyulmaktad\u0131r.<\/em><\/p>\n

\"T\u00fcrkiye<\/figure>\n

Ak Yat\u0131r\u0131m<\/h3>\n

Ak Yat\u0131r\u0131m, ISCTR \u2013 \u0130\u015f Bankas\u0131 C i\u00e7in hedef fiyat\u0131n\u0131 20,3 TL\u2019den 21 TL\u2019ye y\u00fckseltti, tavsiyesini \u201cendeks \u00fcst\u00fc getiri\u201d olarak korudu. Hisseyi model portf\u00f6y\u00fcne ekledi. <\/p>\n

\n\n\n\n\n\n\n\n\n
Arac\u0131 Kurum<\/strong><\/td>\nAk Yat\u0131r\u0131m<\/td>\n<\/tr>\n
Hedef fiyat<\/strong><\/td>\n21 TL<\/td>\n<\/tr>\n
Son fiyat (\u0130st: ISCTR)<\/strong><\/td>\n15,07 TL<\/td>\n<\/tr>\n
Tavsiye<\/strong><\/td>\nEndeks \u00fcst\u00fc getiri<\/td>\n<\/tr>\n
Prim potansiyeli<\/strong><\/td>\n9,34<\/td>\n<\/tr>\n
A\u00e7\u0131klanma tarihi<\/strong><\/td>\n23 Ocak 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n

Kaynak:\u00a0<\/strong>Ak Yat\u0131r\u0131m Ara\u015ft\u0131rma, ForInvest Haber<\/em><\/p>\n

\n
\n

Pegasus (PGSUS) hisseleri 2026 y\u0131l\u0131nda bu fiyat\u0131 g\u00f6rebilir<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n

Bizi WhatsApp Kanal\u0131m\u0131z \u00fczerinden de takip edebilirsiniz. WhatsApp kanal\u0131 linki:\u00a0https:\/\/whatsapp.com\/channel\/0029Vb6J7JQ6GcG8uLrIR81x<\/mark><\/mark><\/a><\/p>\n

Bizi Telegram \u00dczerinden de takip edebilirsiniz. Telegram kanal\u0131 linki:\u00a0https:\/\/t.me\/rotaborsa_halkaarz<\/mark><\/mark><\/a><\/p>\n

Burada yer alan yat\u0131r\u0131m bilgi, yorum ve tavsiyeleri yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 kapsam\u0131nda de\u011fildir. Yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 hizmeti, arac\u0131 kurumlar, portf\u00f6y y\u00f6netim \u015firketleri, mevduat kabul etmeyen bankalar ile m\u00fc\u015fteri aras\u0131nda imzalanacak yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 s\u00f6zle\u015fmesi \u00e7er\u00e7evesinde sunulmaktad\u0131r. Burada yer alan yorum ve tavsiyeler, yorum ve tavsiyede bulunanlar\u0131n ki\u015fisel g\u00f6r\u00fc\u015flerine dayanmaktad\u0131r. Bu g\u00f6r\u00fc\u015fler, mali durumunuz ile risk ve getiri tercihlerinize uygun olmayabilir. Bu nedenle sadece burada yer alan bilgilere dayan\u0131larak yat\u0131r\u0131m karar\u0131 verilmesi beklentilerinize uygun sonu\u00e7lar do\u011furmayabilir.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye \u0130\u015f Bankas\u0131 A.\u015e.\u00a0(ISCTR) hisseleri i\u00e7in arac\u0131 kurumlar\u0131n\u00a0hedef fiyat\u00a0a\u00e7\u0131klamalar\u0131 deam ediyor. 23 Ocak g\u00fcn\u00fc 2026 Strateji Raporunu yay\u0131nlayan bir arac\u0131 kurum, ISCTR hisse senedi i\u00e7in g\u00fcncellenen hedef fiyat\u0131n\u0131 payla\u015ft\u0131. Hedef fiyat haberleri \u2013 ISCTR hisse yorumu Raporda \u015fu ifadeler kullan\u0131ld\u0131; \u201cCam sekt\u00f6r\u00fcndeki zay\u0131fl\u0131k, hisse senedi fiyat\u0131n\u0131 bask\u0131layabilir. \u0130\u015f Bankas\u0131, i\u015ftirakleri holding \u00e7at\u0131s\u0131 alt\u0131nda toplama plan\u0131n\u0131n […]<\/p>\n","protected":false},"author":1,"featured_media":57469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-57468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hisse-hedef-fiyat"],"_links":{"self":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/57468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/comments?post=57468"}],"version-history":[{"count":0,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/57468\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media\/57469"}],"wp:attachment":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media?parent=57468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/categories?post=57468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/tags?post=57468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}