{"id":7928,"date":"2023-08-28T21:29:38","date_gmt":"2023-08-28T21:29:38","guid":{"rendered":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2023\/08\/28\/zorunlu-karsilik-nedir\/"},"modified":"2023-08-28T21:29:38","modified_gmt":"2023-08-28T21:29:38","slug":"zorunlu-karsilik-nedir","status":"publish","type":"post","link":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/2023\/08\/28\/zorunlu-karsilik-nedir\/","title":{"rendered":"Zorunlu kar\u015f\u0131l\u0131k nedir?"},"content":{"rendered":"<p>Son g\u00fcnlerde BDDK ve Merkez Bankas\u0131\u2019n\u0131n kararlar\u0131 sonras\u0131nda merak edilen konulardan biri de zorunlu kar\u015f\u0131l\u0131k oldu. \u00d6zellikle KKM hesaplar\u0131 ile ilgili al\u0131nan karar sonras\u0131 yat\u0131r\u0131mc\u0131lar; Zorunlu kar\u015f\u0131l\u0131k nedir? Zorunlu kar\u015f\u0131l\u0131k oran\u0131 d\u00fc\u015ferse ne olur? Merkez Bankas\u0131 zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 art\u0131r\u0131rsa ne olur? gibi sorulara cevap ar\u0131yor. Bu makalemizde bu sorulara cevap arayaca\u011f\u0131z.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"632\" height=\"340\" src=\"https:\/\/rotaborsa.com\/wp-content\/uploads\/2022\/12\/merkez-bankasi2-1.jpg\" alt=\"| Rota Borsa\" class=\"wp-image-4109\" title=\"| Rota Borsa\"><\/figure>\n<h2 class=\"wp-block-heading\">Zorunlu kar\u015f\u0131l\u0131k nedir?<\/h2>\n<p>Zorunlu kar\u015f\u0131l\u0131k, yat\u0131r\u0131mc\u0131lardan mevduat kabul eden bankalar\u0131n, mevduatlara kar\u015f\u0131l\u0131k olarak Merkez Bankas\u0131\u2019nda bulundurmak zorunda oldu\u011fu mevduatlar\u0131n miktar\u0131d\u0131r. Bankalar\u0131n zorunlu kar\u015f\u0131l\u0131k olarak bulundurmak zorunda oldu\u011fu bu mevduatlar\u0131n oran\u0131n\u0131 Merkez Bankas\u0131 belirler.<\/p>\n<p>Baz\u0131 bankalar\u0131n 90\u2019l\u0131 y\u0131llar\u0131n sonlar\u0131nda ve 2001 krizinde iflas etmesi sonras\u0131 , bankalar\u0131n bundan sonraki d\u00f6nemlerde iflas riskine kar\u015f\u0131 bir koruma sa\u011flanmas\u0131 amac\u0131yla bu kural \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131r. Zorunluk kar\u015f\u0131l\u0131k tabiri yerine munzam kar\u015f\u0131l\u0131k da denilmektedir.<\/p>\n<div class=\"kanews-banner kanews-banner-single\">\n<div style=\"min-height:280px\" data-empower-zone=\"159899\" class=\"empower-ad\"><\/div>\n<\/div>\n<h2 class=\"wp-block-heading\">Merkez Bankas\u0131 zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 art\u0131r\u0131rsa ne olur<\/h2>\n<p>Merkez bankas\u0131, baz\u0131 d\u00f6nemlerde zorunlu kar\u015f\u0131l\u0131k oranlar\u0131nda yapt\u0131\u011f\u0131 de\u011fi\u015fikliklerle zorunlu kar\u015f\u0131l\u0131klar\u0131 ayn\u0131 zamanda bir para politikas\u0131 kontrol arac\u0131 olarak da kullanmaktad\u0131r. E\u011fer bankalar at\u0131l rezervlere sahip de\u011filse, zorunlu kar\u015f\u0131l\u0131k oran\u0131 art\u0131r\u0131ld\u0131\u011f\u0131nda bankalar verdikleri kredileri geri \u00e7a\u011f\u0131r\u0131rlar ve bu durum para arz\u0131n\u0131n azalmas\u0131na neden olur. Zorunlu kar\u015f\u0131l\u0131k oran\u0131 d\u00fc\u015f\u00fcr\u00fcld\u00fc\u011f\u00fcnde ise zorunlu kar\u015f\u0131l\u0131klar\u0131n bir k\u0131sm\u0131 kullan\u0131labilir rezerv \u015fekline d\u00f6n\u00fc\u015f\u00fcr, bu da bankalar\u0131n kredi taban\u0131n\u0131 art\u0131r\u0131r.<\/p>\n<h2 class=\"wp-block-heading\">Zorunlu kar\u015f\u0131l\u0131k oran\u0131 d\u00fc\u015ferse ne olur?<\/h2>\n<p>Bankalar\u0131n kredi taban\u0131n geni\u015flemesi de para arz\u0131n\u0131n artmas\u0131na neden olur.\u00a0Zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131n artt\u0131r\u0131lmas\u0131 piyasada dola\u015f\u0131mdaki paran\u0131n daralt\u0131lmas\u0131 anlam\u0131na gelen para politikas\u0131na, zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131n azalt\u0131lmas\u0131 ise geni\u015flemeci para politikas\u0131na i\u015faret eder. Daralan veya geni\u015fleyen para politikalar\u0131 piyasada dola\u015f\u0131mdaki para miktar\u0131na etki etti\u011fi i\u00e7in TL\u2019nin de\u011feri de politikan\u0131n durumuna g\u00f6re etkilenir.<\/p>\n<p><a href=\"https:\/\/twitter.com\/rotaborsa\" target=\"_blank\" rel=\"noreferrer noopener\"><mark><strong><mark><br \/><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-vivid-cyan-blue-color\">Borsa ve halka arzlar ile ilgili geli\u015fmeleri en h\u0131zl\u0131 \u015fekilde \u00f6\u011frenmek ve Rotaborsa resmi twitter hesab\u0131n\u0131 takip etmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/mark><\/mark><\/strong><\/mark><\/a><\/p>\n<p><strong><a href=\"https:\/\/www.instagram.com\/rotaborsacom\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-vivid-red-color\">Borsa ve halka arzlar ile ilgili geli\u015fmeleri en h\u0131zl\u0131 \u015fekilde \u00f6\u011frenmek ve Rotaborsa instagram hesab\u0131n\u0131 takip etmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/mark><\/mark><\/a><\/strong><\/p>\n<p><a href=\"https:\/\/t.me\/rotaborsa_halkaarz\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><mark><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-luminous-vivid-orange-color\">Borsa ve halka arzlar ile ilgili geli\u015fmeleri en h\u0131zl\u0131 \u015fekilde \u00f6\u011frenmek ve Rotaborsa telegram hesab\u0131n\u0131 takip etmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/mark><\/mark><\/strong><\/a><\/p>\n<p><strong><a href=\"https:\/\/www.facebook.com\/profile.php?id=100093432964423\" target=\"_blank\" rel=\"noreferrer noopener\"><mark>Borsa ve halka arzlar ile ilgili geli\u015fmeleri en h\u0131zl\u0131 \u015fekilde \u00f6\u011frenmek ve Rotaborsa facebook hesab\u0131n\u0131 takip etmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/mark><\/a><\/strong><\/p>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"9gH97HytsB\"><p><a href=\"https:\/\/rotaborsa.com\/2023-halka-arz-takvimi\/\">2023 halka arz olacak \u015firketler | Yeni halka arz olacak hisseler<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-rota-borsa wp-block-embed-rota-borsa\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Gvd4IOlMhA\"><p><a href=\"https:\/\/rotaborsa.com\/temettu-verecek-sirketler-2023\/\">2023 temett\u00fc verecek hisseler | \u0130\u015fte 2023 temett\u00fc tarihleri ve temett\u00fc takvimi<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Son g\u00fcnlerde BDDK ve Merkez Bankas\u0131\u2019n\u0131n kararlar\u0131 sonras\u0131nda merak edilen konulardan biri de zorunlu kar\u015f\u0131l\u0131k oldu. \u00d6zellikle KKM hesaplar\u0131 ile ilgili al\u0131nan karar sonras\u0131 yat\u0131r\u0131mc\u0131lar; Zorunlu kar\u015f\u0131l\u0131k nedir? Zorunlu kar\u015f\u0131l\u0131k oran\u0131 d\u00fc\u015ferse ne olur? Merkez Bankas\u0131 zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 art\u0131r\u0131rsa ne olur? gibi sorulara cevap ar\u0131yor. Bu makalemizde bu sorulara cevap arayaca\u011f\u0131z. Zorunlu kar\u015f\u0131l\u0131k nedir? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-7928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-makaleler"],"_links":{"self":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/7928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/comments?post=7928"}],"version-history":[{"count":0,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/posts\/7928\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media\/7929"}],"wp:attachment":[{"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/media?parent=7928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/categories?post=7928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazing-banzai.188-132-230-163.plesk.page\/index.php\/wp-json\/wp\/v2\/tags?post=7928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}